Local-first personal finance

Your money.
Clearer every day.

Track expenses, manage accounts, plan budgets, follow bills and goals, and understand where your money goes — without turning everyday bookkeeping into a chore.

✓ Works offline✓ No sign-in for local use✓ Built in India 🇮🇳
₹42,700Net saved this month
6Money areas in one view
9:41● ● ▰
Good morningKunwar
K
Total Balance₹1,24,500◉
↙Income↗Expense⇄Transfer
Income₹85,000
Expense₹42,300
Net Saved₹42,700
Recent TransactionsView all
Food & DiningToday, 2:30 PM
-₹450
SalaryIncome
+₹50,000
⌂Home▣Accounts+▥Reports○More
9:41● ● ▰
Goals
ActiveCompleted
🚙
New Car₹1,20,000 of ₹3,50,000
34%
✈️
Europe Trip₹50,000 of ₹2,00,000
25%
🛡️
Emergency Fund₹40,000 of ₹1,00,000
40%
Offline firstCore bookkeeping stays usable without internet.
One money viewAccounts, budgets, bills, goals and reports together.
Your choiceUse local-only or connect verified cloud services later.
Web accessSecure browser access for supported cloud plans.
Everything you need to stay organised

Built around real money habits.

Rupee keeps everyday tracking simple while still giving you the controls needed for deeper planning.

↗

Transactions that take seconds

Record income, expenses and transfers with categories, payees, tags, notes and a compact calculator.

IncomeExpenseTransferTags
Expense₹1,250
CategoryFood & Dining›
AccountEveryday Wallet›
123+456−789×
▣

Accounts

Keep bank accounts, cash and wallets in one place with balances you can actually understand.

◎

Budgets & goals

Set spending limits and keep savings targets visible instead of buried in a spreadsheet.

68%
Monthly planStay aware before the month gets away from you.
▥

Reports

See this month's income, expenses and net saved with category-level breakdowns.

◷

Bills & repeat payments

Keep upcoming obligations visible so regular payments don't disappear from your mental checklist.

Internet₹1,499Fuel₹3,200
⇄

Reconciliation & smart import

Paid local plans can unlock statement reconciliation, bulk import, backup/export and other advanced workflows without forcing a cloud subscription.

✓ Statement matching✓ Bulk import✓ Local backup/export✓ OCR allowance by plan
Bank statement₹4,250Matched
Rupee transaction₹4,250Matched
98%Confidence
App preview

Six everyday views. One consistent system.

Illustrative previews based on the Rupee product structure. The live app can evolve as builds are refined.

Dashboard
Total Balance₹1,24,500
Income
₹85k
Expense
₹42.3k

Dashboard

A quick picture of balances, monthly flow and what's next.

Add Transaction
₹1,250
Food & DiningEveryday WalletToday
123456789

Add transaction

Fast entry with the fields you actually use.

Accounts

Accounts

Bank, cash and wallet balances in one view.

Reports
₹42.3k
Food & Dining 26%Shopping 18%Bills 11%

Reports

See what actually drove the month.

Goals
New Car34%
Europe Trip25%
Emergency40%

Goals

Keep progress visible and motivating.

Settings
Appearance ›Security ›Backup & Sync ›Preferences ›Help & Support ›

Settings

Control appearance, security, backup and preferences.

Plans

Start local. Upgrade only when it helps.

Rupee is designed so normal on-device bookkeeping does not require cloud. Prices below are current product targets, not a substitute for live storefront checkout pricing.

Free₹0Offline, limited
  • 1 active account
  • 10 categories
  • 10 payees
  • 1 goal
  • 1 upcoming bill / repeat payment
  • 1 reconciliation run/month
  • This Month reports
  • 5 OCR reads/month
Start with Rupee
Local Lifetime₹999*One-time target
  • Unlimited local features
  • Bulk statement import
  • Local backup/export
  • Full reports
  • No cloud required
  • No sharing
Local-first upgrade
Wallet Share / Full₹149/mo*₹1,499/year target
  • Everything in Cloud Sync
  • Members & invitations
  • Roles & permissions
  • Shared wallets
  • Audit history
  • Server-verified access
Explore full access

* Target pricing from the current product plan. App Store checkout must show the live localized StoreKit price; web billing may differ when implemented.

Privacy by architecture

Local-first isn't a slogan. It's the default.

Rupee can be used locally without sign-in. Cloud features are a separate, explicit layer and only become production-ready after authentication, HTTPS, backup, sync and entitlement checks are verified.

01 Local app opens without mandatory sign-in02 Cloud-sensitive actions are verified by the server03 Existing data remains readable after downgrade04 Passwords and OTPs should never be shared with support
✓

Your data, your control

Core bookkeeping remains available on-device. Optional cloud sync is for people who want backup, multi-device access or web access.

HTTPSOffline-firstServer-authoritative entitlementsBackup-aware
Clear boundaries

What Rupee does — and what it doesn't.

A money tracker is most useful when the boundaries are clear.

Rupee can

  • Record and organise personal finance data
  • Track balances across multiple accounts on paid local tiers
  • Help plan budgets, goals and upcoming bills
  • Generate reports from the data you enter
  • Offer optional cloud sync, backup and web access on supported plans

Rupee does not

  • Act as a bank, lender or investment adviser
  • Replace tax, accounting or professional financial advice
  • Automatically enable cloud just because a domain is connected
  • Guarantee that user-entered data is accurate
  • Require cloud for ordinary local bookkeeping
FAQ

Before you start.

The important answers, without the fine-print maze.

Yes. Core bookkeeping is designed to work locally. Cloud services are optional.

No. Local-only use does not require sign-in. Authentication belongs to the explicit Rupee Cloud flow.

Your existing data is not deleted or hidden. If you are above a Free limit, existing data remains readable/editable, but you cannot add another limited item until usage is below the limit or you upgrade.

Web access is part of supported cloud plans and uses a separate secure login page.

No. They are current product targets. Live App Store pricing must come from the storefront checkout shown to the customer.

Built in India 🇮🇳

Make money tracking feel lighter.

Use Rupee locally today, then add cloud, web and sharing only when those features genuinely help.

iOSComing to App Store▶AndroidPlanned for Google PlayWeb Login